Resources – Pegasus-Group

RESOURCES

“When we construct a home, we do not simply assemble brick and timber. We give shape to memories, to dreams yet unspoken. For a true dwelling reflects the soul — both seen and unseen — and in building it, we come to know ourselves.

SOCRATES, GREEK ARCHITECTURE

"Pegasus made us feel like we weren’t just buying a house—we were investing in a future. Their team was sharp, responsive, and deeply knowledgeable."

EVELYN TRAN, BUYER, CÔTES-DES-NEIGES

"Pegasus made us feel like we weren’t just buying a house—we were investing in a future. Their team was sharp, responsive, and deeply knowledgeable."

EVELYN TRAN, BUYER, CÔTES-DES-NEIGES

"Pegasus made us feel like we weren’t just buying a house—we were investing in a future. Their team was sharp, responsive, and deeply knowledgeable."

EVELYN TRAN, BUYER, CÔTES-DES-NEIGES

"Pegasus made us feel like we weren’t just buying a house—we were investing in a future. Their team was sharp, responsive, and deeply knowledgeable."

EVELYN TRAN, BUYER, CÔTES-DES-NEIGES

The following links offer access to multiple sources of information in regards to real estate transactions.

Government of Canada:

Bank of Canada | https://www.bankofcanada.ca

Canadian Mortgage Housing Corporation | https://www.cmhc-schl.gc.ca

Private Lender:

CPL Finance Inc. | https://cplfinance.com

OACIQ:

Organisme d’Autoréglementation du Courtage Immobilier du Québec | https://synbad.com

Fonds d’Assurance Responsabilité Professionnelle du Courtage

Immobilier du Québec | https://farciq.com/en

Multiple Listing Service:

Centris | https://www.realtor.ca

Realtor | https://www.centris.ca

Fun Fact:
In the United-States, mortgage payments are compounded per payment, unlike in Canada where compounding is measured semi-annually.

Fun Fact:
The highest ever interest rate for a 5-year fixed term mortgage has been an all-time high of 21.75% in Canada in 1980.

Fun Fact:
Interest rates hit an all-time low in April 2009, being only 0.25%.

Never depend on a single income. Make an investment to create a second source.

Rule No 1 is never lose money. Rule No 2 is never forget Rule No 1.

When it comes to money, save me today, and I will save you tomorrow.

You should surround yourself with people that believe in you, in life, and in business.

Your time is the greatest resource and one thing you can’t get back.

What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.

The secret to happiness is freedom… And the secret to freedom is courage.

Money doesn’t make me, I make the money.

Better to ask and be embarrassed than not to ask and never know.

I don’t want a lawyer to tell me what I cannot do. I hire him to tell me how to do what I want to do.

Property Value - Mortgage Balance = Owner’s Equity

Principal repayment increases through every mortgage payment.

Accelerated payments shorten your amortization. Over a 25-year period, you can save 2 to 4 years, pay less amount in interest, and consequently repay your principal quicker.

Deducting interest payments from your income is a tax-deductible expense, reducing your tax liability.

The happiness of your life depends upon the quality of your thoughts.

Judge a question by their questions, not by their answers.

Those on top of the mountain didn’t fall there from the sky.

You miss 100% of the shots if you don’t take any.